Saturday, May 9, 2020

Inspiring video The two major happiness traps you must avoid - The Chief Happiness Officer Blog

Inspiring video The two major happiness traps you must avoid - The Chief Happiness Officer Blog One of the highlights of our 2009 conference on happiness at work was Dr. Srikumar S. Raos wonderfully inspiring and funny presentation which focused specifically on the two main traps we must avoid, that keep us from becoming happy. You can see the whole speech here.And if you like that speech, you should definitely not miss out on this years Happiness at Work Conference on May 17+18 in Copenhagen. Its going to be awesome 12 smart and passionate international speakers will show us exactly how to create happier and more successful workplaces. See the full program and get your tickets here. Thanks for visiting my blog. If you're new here, you should check out this list of my 10 most popular articles. And if you want more great tips and ideas you should check out our newsletter about happiness at work. It's great and it's free :-)Share this:LinkedInFacebookTwitterRedditPinterest Related

Friday, May 8, 2020

Wreck This Journal Breakin On Through to the Other (Fun!) Side

Wreck This Journal Breakin On Through to the Other (Fun!) Side I know Ive had issues. I know Ive had fear. I know Ive been missing weeks being down on myself been wearing my poopypants. I know. Its been sucky and lame-o for me, too. But no more. Wrecking my journal is not a chore. Its not a scary monster out to make me feel dumb. It is an instrument for freedom, and creativity, fun. I started here, at this fun/silly/messy place, but came to a complete stop at one point or another. So, in order to start again, I didnt just do whatever a random page told me to do like I said Id do in my last post but instead, I hand-picked my fun. What looks like fun?, I asked myself. Oh, this page where you sample substances in your home based on color. Lets see what I haveoh, some sunscreen some lotion, Ill finger paint that on ( call the mess in the middle sunotion)and oh, theres obviously some red wine red wine vinegar, so Ill pour that onThe red wine vinegar isnt showing up as red! Huh! Oh well, thats weird. Now I have this honey for a yellowish color a few drops of this vanilla to blen-AAAAAAAHHHHHHHHHHH!   Thats when the entire bottle of vanilla poured onto the book, because, uh, I bake so often that I (didnt at all, in any way shape or form) realized that the bottle of vanilla didnt have a top to contain it in any way, so when you pour it out you pour it out. And yknow what? I was thrilled. I laughed took in the overwhelming odor of vanilla-y goodness that was my journal, and loved how it soaked through almost every page. To caption it, I wrote Aah! Vanilla spill! Yummy messy smelly fun! And I was off and running. From glitter glue drops.: to circling words I like in a random page from a magazine (and yes, whore is circled. I happen to like that word as a word).: to actually opening the set of watercolors I got from the dollar store weeks ago after my last session with my coach inspired me to paint my sign: to pasting a random page from a newspaper (I even closed my eyes and everything, but it must have been camelot* that made me pick not only the real estate section, but the Brooklyn apartment listings, which is where were thinking of buying an apartment): Now my journal doesnt close. And smells like vanilla. And has an empty pack of gum sticking out of it, which can be seen no matter what page youre on. And I love it. I know that The Next Chapter closes this chapter in a week, and I have a feeling that, with the way my coaching has blown up (Ive gone from 2 clients/wk to 5, with 2 on the way a group coaching session starting Thursday!), I aint gonna be done when everyone else is. But Im making a promise to all yall and to myself when I say that Im gonna keep on wrecking, and keep on documenting it here for the world to witness me, playing, making a mess, painting, wrecking, having fun. * If you now have the title song from Camelot, or any song from Camelot in your head, award yourself 10 musical theater points.

Monday, April 20, 2020

When Writing a Resume Focus on What You Have

When Writing a Resume Focus on What You HaveWhen writing a resume, it is important to focus on the skills that you have rather than your qualifications. There are many resumes out there, but if you concentrate on what you have rather than what you lack, you will be more likely to find a job. Skills are what get you the job, rather than qualifications.People who know the skills they need are more likely to land the job. If they do not have skills they are not qualified for, they may not even apply. That is why it is important to focus on skills that you have rather than what you lack. People want to work with people who can teach them new skills. If you know the skills you need to apply for the job, you can make sure that they know the skills that you are already using.When writing a resume, it is important to focus on the skills that you have rather than what you lack. People who know the skills they need are more likely to land the job. If they do not have skills they are not qualif ied for, they may not even apply. That is why it is important to focus on skills that you have rather than what you lack. People want to work with people who can teach them new skills. If you know the skills you need to apply for the job, you can make sure that they know the skills that you are already using.Some people think that qualifications only matter if you are looking for a job. In reality, it does not matter where you want to work, if you have the skills that get you the job. Qualifications are important, but only to the extent that you can put them to use. You cannot get a job if you do not have skills. People want to work with people who can teach them new skills.People who know the different skills they need to apply for the job are more likely to land the job. If they do not have skills they are not qualified for, they may not even apply. That is why it is important to focus on skills that you have rather than what you lack. People want to work with people who can teach them new skills.People want to work with people who can teach them new skills. If you know the skills you need to apply for the job, you can make sure that they know the skills that you are already using. People want to work with people who can teach them new skills.In order to find out what skills you need to apply for the job, it is important to focus on what you have rather than what you lack. Skills are what get you the job, rather than qualifications. If you know the skills you need to apply for the job, you can make sure that they know the skills that you are already using. People want to work with people who can teach them new skills.

Wednesday, April 15, 2020

5 Habits From Billionaire Jeff Bezos That Can Help Anyone Advance Their Career

5 Habits From Billionaire Jeff Bezos That Can Help Anyone Advance Their Career The year Jeff Bezos founded Amazon, Barnes and Noble was the nation’s dominant bookseller, opening new stores on a frequent basis. Amazon set its sights on becoming the world’s largest bookseller via a new e-commerce model â€" and thirteen years later, Jeff Bezos is reported to be worth $100 billion. Bezos was able to turn Amazon into a roaring success because he created an organization with strong company values â€" here are some of the approaches he took to become a success and help Amazon dominate the retail industry. 1. He puts customers at the center. During an interview with 60 Minutes, Jeff Bezos was asked why he was willing to sacrifice company profits, and by extension shareholder satisfaction, in order to focus on making Amazon increasingly customer-centric. He said, “In the long run, if you take care of customers, that is taking care of shareholders.” Unlike most organizations, Amazon ignored cries from investors to become profitable right away, and instead invested in customer-centric improvements that helped the company become one of the most valuable on the planet in the long run. In 2014 for example, Amazon’s shares took a 10 percent hit after an earnings report showed the company was not profitable. But rather than listen to naysayers, Amazon instead invested more money in building additional fulfillment centers that would allow for faster delivery. Since 2014, Amazon’s stock has increased roughly 285 percent. 2. He puts a focus on innovation. How many ecommerce websites invest millions of dollars into a secretive skunkworks organization designed to develop moonshot projects? The answer is not many. But Amazon developed Lab126 to do exactly that. Lab126 has developed a number of category defining products. From the Kindle to the Echo, the ecommerce giant uses innovation to improve customer experience and to break into new markets. Amazon Web Services (AWS) is another example of Amazon’s intense focus on innovation. AWS provides the backbone for over 100,000 companies and government agencies including Netflix and the CIA. Soon, Amazon will roll out another innovation designed to improve customer experience while lowering costs: Drone delivery. Autonomous Octocopters are expected to launch as soon as 2019. Customers will be able to receive a delivery for items up to 5 pounds â€" which constitutes 86 percent of Amazon’s items â€" in 30 minutes. 3. He hires rigorously Bezos is a believer in technological innovation, and as a result, he encourages his company to hire only the best and most creative minds. Amazon’s hiring process is notoriously rigorous. This ensures that each new employee is capable of advancing the company’s mission of developing disruptive products and services that improve customer experience. As Mr. Bezos wrote in his 1998 letter to shareholders, “Setting the bar high in our approach to hiring has been, and will be, the single most important element of Amazon.com’scess.” 4. He spends money on the right things. During a 1999 interview, Bob Simon questioned Jeff Bezos about his desk. It was a door with four rickety wooden legs bolted and taped together. Bezos responded that the desk “[was] a symbol of spending money on things that matter to customers and not spending money on things that don’t.” Cost reduction remains an important component of Amazon’s company culture. In fact, employees who are able to identify areas of major savings are awarded the “Door Desk Award,” which is given in recognition of innovative cost savings that will allow Amazon to offer customers more competitive prices as a result. 5. He has an unyielding work ethic. Jeff Bezos understands that Amazon is fighting an existential battle each and every day. In an interview previously cited he said, “companies have short lifespans and Amazon will be disrupted someday.” Bezos has created a company that prizes work ethic. In fact, the company culture has received mixed reviews because of how hard many employees are asked to work. For some workers, expectations were unreasonable, for others, the high-pressure environment encouraged them to do their best. By developing a company culture that prizes innovative minds who are willing to work long hours to tackle challenging problems, Amazon is more capable of fending off disruption by competitors. It’s a company culture that prizes intelligence, customer satisfaction, and hard work. This has propelled Amazon to become a goliath in the mere twenty-three years since it was founded in a modest ranch home in 1994. This article originally appeared on BusinessInsider.com.

Friday, April 10, 2020

The Financial Section of a Business Plan

The Financial Section of a Business Plan Learning how to manage your finances effectively is an important part of running a business. / Credit: Financial chart image via Shutterstock As a new business owner, one of the first steps you will take in launching your new business is creating a business plan. This not only will it set your business up for future success, but if you are looking for funding, having a solid business plan helps investors and lenders see your vision as clearly as you do. Jennifer Spaziano, vice president of business development at Accion emphasizes the importance of the financial portion of your plan. This section is crucial if youre presenting your plan to potential lenders or investors, but its also important if youre using it in-house as a roadmap to get started and continue to grow. She added that while you may have the best idea in the world for a business, it may need tweaking, but you wont know until you sit down and work up the numbers. [Read related story: 8 Simple Business Plan Templates for Entrepreneurs] Tips for writing the financial section If youve never written a financial section of a business plan, or a business plan at all for that matter, these tips are helpful. In addition to the tips below, you can find business plan templates on a number of websites where you can fill in your business information and download your complete plan. Here are four tips Spaziano suggested: Follow generally accepted accounting principles (GAAP). As a rule, the financial part of your plan should follow these as set by the Federal Accounting Standards Advisory Board, especially if youre putting it together primarily to get a loan or a line of credit. Get fluent in spreadsheets. Spreadsheets are the best and most accepted way to present financial information. Seek outside assistance. Getting advice from your financial planner or accountant can help you put the numbers together and present them properly. If you use an accountant and your financial statements have been audited, note that in the plan. Look up templates. If you want to attempt writing the financial section on your own, there are resources out there. SCORE, the Service Corps of Retired Executives, as well as many other sites, have templates available. The necessary information Each section of a business plan has its own set of required pertinent information, and the financial section is no different. There are two parts to the financial component of a business plan: historical data and prospective data, according to Spaziano. If youre a startup, you obviously wont have any previous financial information for the company, so many lenders will want to see your personal financial information in lieu of, or in addition to, your business financials. Historical data includes items like your balance sheet, cash flow statements, tax returns, and capital, while prospective data includes details like a projected income statement that will help lenders and investors understand how you want to invest their money. Speaking of details, how much do you need? As with any professional venture, attention to detail can be the difference between extreme success and failure. Finances are the backbone of a business, so when writing the financial section of your business plan, its important to be thorough. Be very careful to make sure that your projections match the numbers you put together for the funding request portion of the plan. At best, any inconsistencies here could delay consideration of your application, and at worst, could be a signal that youre not as on top of things as you should be, disqualifying you altogether, said Spaziano. Aside from your business information, as noted above, more than likely youll be asked about your personal finances. Spaziano suggested making that part of your business plan and including your credit history or a copy of a recent credit card statement or credit score report, along with copies of your tax returns and other financial information a lender may request. Put yourself in the shoes of the potential investor. Think about the information you would want as well as the particular aspects of the borrowers finances you would want to be in order before investing your money in a business. The financial section of a business plan is meant to accompany your funding request. Its where you support the numbers you put together in your sales and marketing plan and demonstrate why youre a good investment, Spaziano said. In this section, youll take all the marketing, sales and product information youve amassed and show [it] translates into dollars. Sharpen your pencil and get your spreadsheet on. Jennifer Post Jennifer Post graduated from Rowan University in 2012 with a Bachelor's Degree in Journalism. Having worked in the food industry, print and online journalism, and marketing, she is now a freelance contributor for Business News Daily and Business.com. When she's not working, you will find her exploring her current town of Cape May, NJ or binge watching Pretty Little Liars for the 700th time. Start Your Business Business Ideas Business Plans Startup Basics Startup Funding Franchising Success Stories Entrepreneurs Grow Your Business Sales Marketing Finances Your Team Technology Social Media Security Build Your Career Get the Job Get Ahead Office Life Work-Life Balance Home Office Lead Your Team Leadership Women in Business Managing Strategy Personal Growth Find A Solution HR Solutions Financial Solutions Marketing Solutions Security Solutions Retail Solutions SMB Solutions About Us Contact Us Partner with Us Copyright Policy Terms of Use Privacy Policy Do Not Sell My Personal Information Advertising Disclosure Sitemap 200 Fifth Avenue, Second FloorWaltham, MA 02451info@businessnewsdaily.com Copyright document.write(new Date().getFullYear()); All Rights Reserved. Company About Us Contact Us Partner with Us Copyright Policy Terms of Use Privacy Policy Do Not Sell My Personal Information Advertising Disclosure Sitemap Network Business.com BuyerZone.com

Wednesday, March 11, 2020

Retirement Planning 6 Steps Thatll Pay Off for the Rest of Your Life

Retirement Planning 6 Steps Thatll Pay Off for the Rest of Your Life Figuring out how and when youll retire from your business can be, well, tricky business. What financial factors do you need to consider? How do you create a retirement plan? What do all the terms mean? Here are six important steps you should take now to plan and account for your future1. Figure out when you can retire.One important factor in figuring out when you can retire is anticipating your retirement income and how much youre likely to spend each year. Most financial advisors suggest planning to spend 75-85 percent of your current, pre-retirement income, since you will be likely spending less overall after retirement. However, if you are likely to have any higzu sich-than-average expenses, such as college tuition, large healthcare bills, or significant debt, you may need to plan on spending more.Keep in mind that you will mostly be spending from your savings, although Social Security will provide some additiona l income.Once you figure out when you will have enough savings to retire, factoring in how much you should plan on spending each year, you can set a goal age for retirement.2. Maximize your savings.After the age of 50, youll be eligible to make catch-up contributions to employer-sponsored retirement plans, such as a 401k and 403b, and IRAs, meaning you can contribute a greater percentage of your paycheck to retirement savings than you would have previously.Youll want to keep track of all your investments and consider your asset mix as well. You may want to move money into different investments as you near retirement, since plans and life circumstances can change. Also, consider which accounts will be subject to taxes after retirement. If you convert some of your retire savings into a Roth IRA, for instance, it wont be subject to taxes after retirement.3. Pay off your debt.Pay off any debts youve accrued now, when youre still earning income, rather than waiting until after retirement . This may mean working a bit longer than you might expect or like. But its preferable to do it before you retire, so you dont have to worry about factoring in debt to your list of expenses when your earnings are significantly lower. Plus, youll be able to spend your savings and Social Security earnings on other expenses.MortgageWhen mortgage interest tarifs are low, it may be a better idea to put your potential payments into a retirement savings account and let it grow. If you take money out of your 401k or IRA before youre 59 1/2, youll be subject to penalties and income tax, so try toavoid doing so until after that point. If your rate of return is higher than your mortgage interest rate, you may want to allow the money in your accounts to grow rather than withdrawing funds immediately.College loansStudent debt, whether for yourself or your children, can have a serious impact on your income and savings. As with mortgage, its a bad idea to withdraw from your 401k or IRA if youre un der the age of 59 .Many people decide to take out loans to pay off student debt. If you take out loans, make sure you pay them off before retirement. If your current interest rate is higher than your expected return rate for retirement investments, using your income to pay off loans is probably your best bet.4. Plan for healthcare costs.Healthcare is an important factor in retirement planning.At age 65, youll be eligible for Medicare. Youll need to apply three months before your 65th birthday to enroll, but youll be automatically enrolled if youre already collecting Social Security.Medicare covers basic healthcare, such as hospital stays, doctor visits, and prescriptions, but it doesnt cover everything. Many people elect to have supplemental insurance to cover the costs of services that are excluded from Medicare coverage. You may also want to consider buying a long-term care plan, since you never know what could happen down the road. If you need serious, long-term care, Medicare pr obably wont cover much of it, so buying a plan now could help out your family in the long run.If you retire before the age of 65, you will need to arrange another means of health insurance. You may be able to arrange a continued coverage through your employer or your spouses employer, or you can buy it directly from an insurance company.5. Create an emergency fund.You cant plan for everything. Thats why its important to have an emergency fund.Save three to six months-worth of living expenses, or pick a fixed dollar amount to set aside in an emergency fund, preferably in an interest-bearing account. Dont touch this money unless an emergency arises.6. Estimate your Social Security.The amount of Social Security youll earn after retirement depends on how much you paid in Social Security taxes for the years you worked and your total number of working years. The longer you wait to take your Social Security, the more money youll earn each month past retirement.Most people are eligible for Social Security payments starting at age 62. However, youll be subject to deductions of about six percent per year if you start collecting Social Security before your full retirement age. Full retirement age varies based on when you were born. If you were born between 19431954, your FRA is 66. If you were born 1960 or later, your FRA is 67. The age rises two months per year between 19551959 (e.g. 1955 is 66 and two months, and 1957 is 66 and six months).Factor in your longevity risk, marital status, and how long you anticipate living to determine when you should start collecting Social Security. Of course, it can be hard to predict your life expectancy. Keep in mind that you must start collecting Social Security benefits by the age of 70. Ultimately, the longer you wait, the more youll end up earning in the long run, assuming you livve long enough to see the benefits. Since someone who starts collecting at age 62 will have smaller monthly payments than someone who waits longer, she will reach a tipping point at some point in her 70s when someone who waited until 70 to collect her benefits will catch up and exceed her net payments.The United States government provides a Social Security calculator to help you estimate your earnings. Keep in mind that this calculator provides just an estimate, and that your actual rate may vary based on personal factors, such as life expectancy.

Friday, March 6, 2020

What You Dont Know About Writing a Sysadmin Resume

What You Dont Know About Writing a Sysadmin Resume fruchtwein Noticeable Writing a Sysadmin Resume If youve conducted a research ahead of then it isnt difficult to concentrate on precisely what youre searching for as a way to buy. Understanding the way you can tailor your resume will clearly give you a benefit. You will be ready for whatever they will throw at youpersonally, and you will obtain the occupation Then reveal you comprehend just the demand. Therefore the remainder of somebodys sysadmin resume must be created in a language which best suits them. Because of its fairly recent arrival for a business concept, DevOps jobs could be few and far between. You will be prepared for anything theyll toss at you, and youre likely to get the career A romance is predicted to introduce a minumum of one of the principal folks in the initial five minutes. Breaking the summary listed previously can observe two or three things here. System administrators should also be in posses sion of a true love of computers. Most ordnungsprinzip administrators resume are full of plenty of help desk credentials in distributions-mix of actual technical skills. No matter the sort of chef youre. In the event that you would love to develop into a mind chef, you first must develop to some sous-chef as its a really excellent method to ascertain if youre prepared to run your own kitchen. When you craft your very own sous chef resume, you ought to make sure to introduce yourself just as a person whos familiar in a place of authority. In case you would really like to be a senior sous chef, then youll want to get no less than three decades professional knowledge in an amazing excellent restaurant or hotel. Writing a Sysadmin Resume - What Is It? If youre going into a massive org which is going to be indexing your resume then list all of these. Thus, you must compose an ATS-optimized system administrator resume. Youre able to locate a substantial great deal of sites and o ccupation portals about the web, whatever you need to do is publish your resume and youre likely to begin getting calls for interviews. If youre attempting to acquire job in accounting or finance youre searching for averystrong resume. The One Thing to Do for Writing a Sysadmin Resume Fixed server roles cant be flashed. Regardless of the demand, the job of an entry level system administrator is extremely competitive. Youre going to write the ideal system administrator resume out there. Your profile title another major part of your system administrator resume. Overview You may have written several resumes on your career lifetime but in the event that you would like to submit an application to find a brand-new furnace tech endeavor, youre not able to work with the one which youve written before. Being truly a stellvertretender kchenchef indicates that youre already well around the perfect procedure to forging a booming career and you will see several opportunities for progres s.